Life annuity House
Angoulême

EXCLUSIVITY property in ANGOULÊME (16000)

EXCLUSIVITY property in ANGOULÊME (16000)

Basement property with unobstructed view - 4 pièces en viager occupé

Woman 87 years old, Man 81 years old

Just a few minutes from the center of Angoulême, unoverlooked house of approx. 90m2, nestled in a quiet, privileged setting, with unobstructed views over the surrounding countryside.

Set on a magnificent wooded plot of almost 5000 m2, this perfectly maintained, raised property with basement offers a rare living environment, ideal for lovers of nature, tranquility and space.

It comprises:

Basement: garage and utility room.

1st level: entrance hall, kitchen, WC, 2 bedrooms, bathroom, living room and sitting room opening onto the outside: balcony with stunning views over the valley.

Outbuilding: garage for 2 vehicles.

A great opportunity for a green living project, close to all amenities and on the outskirts of Angoulême!

Diagnostic de Performance Energétique :

A property with great potential, despite a DPE rated F, due in particular to oil-fired heating, despite an investment in the boiler in 2017.

Annual energy consumption (with hot water): Approx. 1,000 euros

An EPD that reflects the property's original condition, i.e. that improvement work is eligible for public subsidies, enabling us to envisage a real margin of appreciation.

Assuming a market value of €200,000, you buy this occupied life annuity property for €124,000. You pay a bouquet of €95,075 (net bouquet of €80,000 and fees of €15,075) and a monthly annuity of €355 reindexed each year. In the event of early release, the annuity will be revalued by 20%.

Property tax: €1,809

With an occupied life annuity, sellers remain in their home without changing their lifestyle until the right of use or habitation is vacated, or until their death. For the buyer, it's like a secure rental investment, with the sellers as sole occupants.

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