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Contemporary 3-room single-storey mason's house in occupied life annuity - Man 67 years old
EXP offers you in exclusivity in ARVERT (17530) at the entrance of the seaside resort of La Tremblade, a detached house of 115 m² at the end of a dead end on a plot of about 1000 m², close to shops and 8 km from the wild coast.
This 1998 house, built by its retired owner, features a heat pump, 80 cm crawl space, photovoltaic panels, underfloor heating, 30 cm of pulsating insulation and electric gates, giving it a C-A rating for a comfortable home!
It comprises: entrance hall with cupboard, bright living room with fireplace and mezzanine that could be used as a guest bedroom, open-plan kitchen, storeroom, then in the night area 2 bedrooms, 1 study, bathroom with shower and separate toilet. Outside, there's a 50 m2 terrace, a carport and potential for conversion.
Starting from a market value of €285,000, you purchase this property on an occupied life annuity basis for €133,380. You pay a bouquet of €51,375 (net bouquet €30,000 and fees €21,375) and a monthly annuity of €535 reindexed each year. In the event of early release, the annuity will be revalued by 20%.
Property taxes: €813 including €140 TOM.
In an occupied life annuity, the seller remains in his home without changing his lifestyle until his DUH is released or he dies. For the buyer, it's like a secure rental investment, with only one occupant (the seller).
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