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Character, Return & Potential – Stone Longère in Occupied Life Annuity (Man, 77 years old)
eXpfrance invites you to discover this charming 155 m² Charentaise farmhouse, ideally located between Cognac and Angoulême (fast access to LGV high-speed rail). A rare blend of authentic character, modern comfort, and high potential for value creation.
✅ Efficient systems: heat pump, thermodynamic water heater, solar panels
✅ 2 bedrooms, 35 m² living room, bright open-plan kitchen/dining area
✅ Quality renovation: parquet floors, exposed stone walls, art-gallery style hallway
✅ 1,600 m² plot with outbuildings: garage, carport, chai to convert, attic (>100 m²)
🔨 Partial roof renovation to be planned = value-add opportunity
Financial terms – Occupied Life Annuity (Viager Occupé)
Market value: €235,000
Net seller’s bouquet: €50,000
Sale price incl. fees (HAI): €67,625
(including €17,625 VAT-incl. fees paid by the buyer)
Monthly annuity: €675
In case of early vacancy: annuity increased by 20%
💡 Smart investment with immediate discount and long-term value potential
Technical details
Energy rating: C / GHG: A
Estimated annual energy costs: €1,820 – €2,500
Property tax: €787
Diagnostics dated: 27/09/2024
Risk info: georisques.gouv.fr
Modern & secure purchase process – Fully digital viager
Benefit from a streamlined, remote process with full support at every step.
📞 Contact – eXpfrance today to seize this unique investment opportunity!
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