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eXpfrance offers you a property in ÉCOYEUX (17770).
Occupied Life Annuity – Male, 77 years old
Located near the Saintes/Saint-Jean-d'Angély axis (with highway access), this 2001 home reflects the personal taste of its owners, featuring a spacious garage (98.74 m²) connected to the house, which offers 133 m² of living space on a 2,878 m² plot.
On the ground floor, the night area includes a bathroom (shower/double sink) with a separate WC and three bedrooms, two of which have built-in storage. The large 53.70 m² living and dining room opens to the kitchen and overlooks the lush greenery of the expansive 2,800 m² garden. A mezzanine of 23.74 m² leads to a fourth bedroom and an additional bathroom with a WC.
For added comfort, the home is equipped with an air-to-water heat pump, and additional insulation for the night area was recently completed. Nestled in the peaceful countryside of Écoyeux, the property is outside subdivisions and offers two terraces at the rear of the garden with no overlooking neighbors.
Financial Details:
Market value: €250,000
Life annuity price: €149,000 (representing a 40% discount)
You pay an initial lump sum ("bouquet") of €48,750 (including agency fees of 7.5% VAT, €18,750, paid by the buyer), resulting in a net seller’s bouquet of €30,000.
Monthly annuity: €890
In the event of early vacancy, the annuity will increase by 30%.
Advantages of a Digitalized Life Annuity:
We also offer a fully digitalized life annuity process, providing a modern and simplified approach to securing life annuity transactions. This system enhances accessibility and ensures transparency.
Diagnostics and Energy Ratings:
Diagnostic date: 06/09/2024
Energy consumption: 79 kWh/m²/year - B
Greenhouse gas emissions: 2 kg CO2/m²/year - A
Estimated annual energy expenses: €860 to €1,200 (based on 2021-2023 energy prices, including subscriptions)
For more information on risks related to the property, visit: georisques.gouv.fr
Property Tax: €984
Photos are non-contractual.
An excellent investment opportunity!
For further details, feel free to contact me.
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