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eXpfrance is delighted to present a unique investment opportunity in a life annuity property located just minutes from La Rochelle. This well-maintained 100 m² home requires no additional expenses, offering comfort and tranquility in an idyllic setting.
Property Features:
Location: Near La Rochelle
Living Area: 100 m²
Layout:
Ground floor: Entryway, bright living-dining room opening onto a terrace, equipped kitchen with pantry, laundry room, two bedrooms, bathroom, and WC.
Upper floor: an additional bedroom, an office, and a WC.
Outdoor Spaces: Covered patio, garage, and landscaped garden perfect for relaxing moments.
Investment Conditions:
Occupied Life Annuity - Female, 73 years old
Estimated Market Value: €185,000
Annuity Purchase Price: €88,800, representing a 52% reduction
Initial Payment (Bouquet): €33,725 (including 8.5% agency fees, totaling €15,725)
Net seller bouquet: €18,000
Monthly Annuity: €380
In case of early vacancy, the annuity will increase by 20%.
Technical Details:
Energy Rating: D (246 kWh/m²/year)
Greenhouse Gas Emissions: B (7 kg CO₂/m²/year)
Estimated Annual Energy Costs: Between €1,467 and €1,985 (2021 indexed prices)
Additional Information:
Property Tax: €930
Check for potential risks related to this property on the Géorisques website.
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An Exceptional Coastal Investment Opportunity!
For further information, please feel free to contact me.
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