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eXpFrance offers you a unique investment opportunity in Saint-Georges-de-Didonne (17110): a single-story house in a life annuity occupied by an 80-year-old woman.
Property Features:
• Location: Saint-Georges-de-Didonne (17110)
• Land area: 400 m²
• Layout:
o Entrance opening onto a bright living room
o Functional kitchen
o Practical pantry
o Two comfortable bedrooms
o Modern bathroom
o Separate toilets
• Additional equipment:
o Spacious garage
o Solar panels for better energy efficiency
Energy Performance Diagnosis (DPE):
• Date of diagnosis: 11/08/2024
• Energy consumption: 192 kWh/m²/year - D
• Greenhouse gas emissions: 6 kg CO₂/m²/year – B
• Estimated annual energy costs for standard use: between €1,360 and €1,880 per year (Average energy prices indexed to the years including subscriptions)
Financial Conditions:
• Estimated market value: €240,000
• Lump sum payment: €118,000 including agency fees (7.5% VAT paid by the buyer, €18,000 VAT), net seller amount €100,000
• Monthly annuity: €277
• Occupancy waiver: 20%
Benefits of Investing in an Occupied Life Annuity:
• Simplified management: The buyer does not need to manage the property, as the current occupant is responsible for regular maintenance and associated costs.
• Tax advantages: Certain charges, such as property taxes, are usually borne by the buyer, offering tax benefits.
• Low-cost property ownership: Acquire real estate without a large upfront loan, spreading the cost through the life annuity.
Additional Information:
• Property tax: €1,451
• Natural and technological risks: Information on risks to which this property is exposed is available on the Géorisques website: georisques.gouv.fr
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