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🏡 BISCARROSSE (40600) – Contemporary House in Occupied Life Annuity: High-Value Investment with Major Discount
Discover this modern 2023-built home in the peaceful and highly sought-after town of Biscarrosse. Offered as an occupied life annuity (viager occupé) with one occupant (woman, 75 years old) — this is a rare opportunity to invest in a high-quality property at a significantly reduced price.
âś… Property Highlights:
Recent construction built to RE2020 environmental standards
Top-tier energy efficiency: solar panels, thermodynamic water heater, and heat pump
Smart and functional layout:
Bright, open-plan living space
Three bedrooms, including a master suite
Utility room and fully insulated garage with electric door
Landscaped garden + garden shed with photovoltaic panels, contributing to energy autonomy
🌿 Prime Location:
Nestled in a quiet, residential area, the home is close to shops, schools, and just a short drive from the beautiful Biscarrosse lake and Atlantic beaches. A dream location to enjoy the Landes lifestyle, nature, and serenity.
💰 Investment Terms – Occupied Life Annuity:
Market value: €450,000
Purchase price: €207,000 (reflecting a 54% occupancy discount)
Lump-sum payment (Bouquet): €89,250 incl. agency fees (€29,250 in fees, payable by the buyer)
Monthly annuity: €746
In the event of early vacancy, the annuity increases by 20%
💡 Notary fees are calculated on €207,000, not on the full market value — a significant cost saving.
🔍 Additional Details:
Energy rating: A / GHG emissions: A
Energy consumption: 51 kWh/m²/year
CO₂ emissions: 1 kg/m²/year
Estimated annual energy cost: €530 to €780 (based on 2021–2023 rates, including subscriptions)
Taxe foncière (property tax): pending (new build – first year in 2023)
Diagnostic reports dated: March 7th, 2025
Risk assessment available at: georisques.gouv.fr
📞 Looking for a secure, high-yield real estate investment in Southwest France?
Contact us today to receive the full investment file or to discuss the opportunity.
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