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Located in BISCARROSSE (40600).
House 2023 à Biscarrosse en viager occupé 2 têtes
Type 4 with many assets!
Nestled in a quiet, residential area of Biscarrosse, this house is ideal for families and nature lovers. Close to amenities and schools, this house is ideally located for enjoying the gentle Landes way of life.
Property features:
- High-quality construction: Built to RE2020 standards, this house is equipped with solar panels + thermodynamic water heater + heat pump.
- Meticulous interior layout: beautiful living room, modern open kitchen opening onto a bright dining room. The house also includes 3 bedrooms with storage, including a master suite, a practical pantry and an insulated garage with electric door.
- Exterior space: a planted garden. A garden shed equipped with photovoltaic panels completes this property, offering additional storage space while contributing to your energy autonomy.
In an occupied life annuity, the seller continues to live in the property until he or she leaves, so you benefit from a 54% occupancy discount on the sale price.
Assuming a market value of €450,000, you would buy this property on an occupied life annuity basis for €207,000, i.e. 46% of the value, broken down as follows:
- initial bouquet of €89,250 + monthly annuities of €746. In the event of early release, the annuity will be increased by 20%.
Agency fees of 6.5%TTC of the market value payable by the purchaser (29,250€TTC), i.e. a net bouquet of 60,000€.
Additional financial advantage: notary fees are calculated on the value of 207,000€ and not on the market value, which represents significant savings compared with a conventional purchase.
Diagnostic completion date: 07/03/2025
Energy consumption: 51kWh/m²/year -A
Greenhouse gas emissions: 1kg CO2/m²/year -A
Estimated annual energy costs for standard use: between €530 and €780 per year. Average energy prices indexed to (including subscriptions).
Property tax: not yet calculated, as the house will be built in 2023.
Information on the risks to which this property is exposed is available on the Géorisques website: georisques.gouv.fr
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