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presents EXCLUSIVELY an investment opportunity in an occupied life annuity in Saint-Jean-d'Angély, ideally located near the A10 highway and less than an hour from Royan.
Property Description:
Property Type: Single-story house of 130 m² living space, located in a quiet area close to the city center.
Layout: Entrance, equipped kitchen, pantry and storage room, living/dining room with insert fireplace, shower room, and 3 bedrooms.
Exterior: Two large garages (approximately 100 m² total), large terrace with barbecue, enclosed land of approximately 680 m².
Comfort: City gas central heating.
Condition: No expenses to anticipate.
Life Annuity Terms:
Occupant: Man aged 73.
Discount: 47% on the property value.
Down Payment (Bouquet): €57,250 agency fees included (HAI).
Monthly Annuity: €503.
Annuity Revaluation: +20% in case of early release.
Important: The buyer cannot occupy the property.
Advantages of Dematerialized Life Annuity:
Modernization and Simplification: Transactions facilitated through mutualization.
Accessibility and Transparency: Clear and secure process.
Securing Savings: Investment with good potential return.
Additional Information:
Energy Performance Certificate (DPE): D (183 kWh/m²/year).
Greenhouse Gas Emissions (GES): D (34 kg CO2/m²/year).
Estimated Annual Energy Expenses: Between €1,520 and €2,200 (average prices indexed on 2021, subscriptions included).
Property Tax: €1,220.
For more information, please contact me.
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